Try this Smoky White Chicken Chili recipe
Cream cheese dictates the viscosity of this broth. Whole canned cannellini beans contain starches that, when blended with hot broth, form a natural colloidal suspension. Dumping unblended beans straight into the pot leaves you with a thin, watery broth where solids sink and liquids separate. Pureeing a portion of those legumes alongside chipotle peppers introduces natural emulsifiers that trap liquid fat droplets. This technique yields a velvety texture without requiring a roux.
Dairy curdling happens when proteins tighten too quickly under high heat. Cube the cream cheese into uniform one-inch pieces before adding them to the pot. Maintain a gentle simmer rather than a rolling boil while dissolving the dairy. High heat forces milk solids to clump together into grainy particles instead of melting smoothly into the bean purée. Stir continuously with a flat-bottomed wooden spoon to scrape the starches rising from the bottom of the vessel, preventing scorching.